The Easy Finance Card gives you a ready line of credit you can spend online, swipe in store, or withdraw as cash at any ATM in India. Pick the variant that matches how much you spend: each one carries its own yearly charge, its own withdrawal limits and its own ATM allowance.
Your card is issued virtually the moment your application is approved, so you can start paying before the physical card reaches you. There is no hidden charge - the fee and the limits you see below are the ones printed on your card agreement.
The everyday card for first-time borrowers.
More headroom for regular monthly spends.
Our most chosen card, balanced on fees and limits.
Built for high monthly cash and travel needs.
Our highest limits, by invitation and eligibility.
Withdraw at every ATM in India that accepts the network. Set your four digit PIN in the app and the card is ready to use at the machine.
Every variant includes a set of free ATM withdrawals each month. Only withdrawals past that count carry the per-transaction fee listed for your card.
Daily and monthly withdrawal caps are fixed for each variant, and you can lower them further - or freeze the card outright - from the app at any time.
Cash withdrawn at an ATM is a cash advance: it carries the rate shown for your card from the day you withdraw, with no interest free period on that amount.
| Charge / limit | Easy Classic | Easy Silver | Easy Gold | Easy Platinum | Easy Signature |
|---|---|---|---|---|---|
| Joining fee (one time) | ₹1,799 | ₹3,580 | ₹7,160 | ₹10,740 | ₹17,900 |
| Yearly charge | ₹1,799 | ₹3,580 | ₹7,160 | ₹10,740 | ₹17,900 |
| Total card limit | ₹50,000 | ₹1,00,000 | ₹2,00,000 | ₹3,00,000 | ₹5,00,000 |
| ATM withdrawal - per day | ₹5,000 | ₹10,000 | ₹20,000 | ₹40,000 | ₹75,000 |
| ATM withdrawal - per month | ₹25,000 | ₹50,000 | ₹1,00,000 | ₹2,00,000 | ₹4,00,000 |
| Free ATM withdrawals | 2 / month | 3 / month | 5 / month | 8 / month | Unlimited |
| Charge beyond free limit | ₹25 per withdrawal | ₹25 per withdrawal | ₹20 per withdrawal | ₹20 per withdrawal | No fee |
| Cash advance rate | 2.5% | 2.5% | 2% | 1.75% | 1.5% |
| Interest free period | 20 days | 30 days | 40 days | 45 days | 50 days |
All charges shown are exclusive of GST, which is applied at the prevailing rate. Cash advance interest accrues daily from the date of withdrawal. Limits are assigned on approval and depend on your eligibility; Birmecha Securities Pvt. Ltd. may revise charges and limits with prior notice, as required by the Reserve Bank of India. Read the terms or talk to our team.
