₹999
yearly charge, from
5,00,000 PV
card limit, up to
₹5,00,000
ATM cash per day, up to
6
variants to choose from
what is the Fast Finance Card?
a virtual card that fits
in your pocket
The Fast Finance Card is a virtual card from Birmecha Securities Pvt. Ltd., not a debit or credit card. Your approved limit is in PV (Points Value), where 1 PV = ₹1, and it is yours to spend at our partner merchants, or take out as cash at an ATM.
Applying takes minutes in the Fast Finance Card app with your PAN and Aadhaar. Once you are approved and we confirm your joining fee, your card is activated and the physical card is posted to your registered address.
- Fully digital application, minimal documents
- See your card and every payment in the app
- Every charge disclosed in writing before you accept
our cards
pick the one that fits
World Safari
Our most chosen card, balanced on fees and limits.
₹7,160
yearly charge
Joining fee ₹7,160, charged once
- Card limit 2,00,000 PV
- ATM withdrawal / day ₹2,00,000
- Free ATM withdrawals 50 / month
Signature
Built for high monthly cash and travel needs.
₹10,740
yearly charge
Joining fee ₹10,740, charged once
- Card limit 3,00,000 PV
- ATM withdrawal / day ₹3,00,000
- Free ATM withdrawals 40 / month
most chosen
Business Lumiere
Our highest limits, by invitation and eligibility.
₹17,900
yearly charge
Joining fee ₹17,900, charged once
- Card limit 5,00,000 PV
- ATM withdrawal / day ₹5,00,000
- Free ATM withdrawals 60 / month
cash when you need it
ATM withdrawal, built in
Any ATM, any bank
Withdraw at every ATM in India that accepts the network. Set your four digit PIN in the app and the card is ready at the machine.
Free withdrawals first
Every variant includes free ATM withdrawals each month. Only withdrawals past that count carry the fee listed for your card.
Limits you control
Daily and monthly caps are fixed per variant, and you can lower them further - or freeze the card outright - from the app at any time.
Charges shown upfront
Every ATM fee for your variant is listed on the card page before you apply.
how it works
from apply to spend
01
Apply in the app
Download the Fast Finance Card app, enter your PAN and Aadhaar, and complete a short form. Eligibility is checked on the spot - no branch visit and no paperwork to post.
02
Get approved and pick a variant
We verify your details and offer you a limit. You choose which of our 6 variants to take, knowing its yearly charge and withdrawal limits before you accept.
03
Spend or withdraw
Spend your card limit at our partner merchants, or withdraw cash at any ATM in India.
04
Track it in the app
See your card and your card limit in the Fast Finance Card app. Your limit is in PV (Points Value), where 1 PV = ₹1.
Who can apply
- Indian resident, aged 21 to 60 at the time of applying
- A valid PAN and an Aadhaar-linked mobile number
- A regular, verifiable source of income
- A bank account in your own name
Meeting these does not by itself guarantee approval - the limit and the variant offered depend on our credit assessment.
What you will need
- PAN card
- Aadhaar, for the OTP-based KYC check
- A selfie, taken in the app
- Recent bank statement or salary slip
Nothing needs to be printed, signed or couriered. The whole application is completed inside the Fast Finance Card app.
who issues your card
backed by an RBI
registered NBFC
The Fast Finance Card is issued by Birmecha Securities Pvt. Ltd., a non-banking financial company registered with the Reserve Bank of India, with over 30 years of experience. Every charge is disclosed upfront, and our grievance officer is a call or an email away. Alongside the card, we also offer personal loans.
RBI registered NBFC
no hidden charges
charges include GST
fully digital process
FAQ
frequently asked
questions
What exactly is the Fast Finance Card?
It is a virtual card issued by Birmecha Securities Pvt. Ltd.. You can spend the approved card limit at our partner merchants, or withdraw it as cash at an ATM. Your card limit is in PV (Points Value), where 1 PV = ₹1.
How much does the card cost each year?
Yearly charges start at ₹999 and depend on the variant you hold. Some variants also carry a one-time joining fee. Every figure is listed on the Fast Finance Card page, inclusive of GST.
How do I apply?
Download the Fast Finance Card app, enter your PAN and Aadhaar and complete a short form. Once you are approved and choose a variant, pay its joining fee in the app. Your card is activated when we confirm the payment.
How much cash can I take out at an ATM?
Up to ₹5,00,000 a day on our highest variant, within your monthly cap and your available card limit. Each variant has its own daily and monthly limits.
Are ATM withdrawals free?
A set number each month are, and the count depends on your variant. Beyond that a flat per-withdrawal fee applies.
your card, in your phone
apply and manage
from the app
Apply in minutes, see every transaction as it happens, set your ATM PIN, change your withdrawal limits and freeze the card instantly if you misplace it.
- apply with PAN and Aadhaar
- track every payment
coming soon
on the appstore
download app
from the playstore
